New Quote Module gives dealers real-time payment accuracy, faster negotiations, and seamless integration
AutoRaptor, an AI-powered automotive CRM, launches its Payment Penciling, Shop-by-Payment tool, an integrated desking experience with a powerful new quoting and deal-structuring module built directly into the AutoRaptor CRM. Designed for modern dealerships, the tool allows sales teams to structure, compare, and finalize vehicle deals in real time without spreadsheets, manual recalculations, or disconnected systems.
The new capability enables dealers to instantly calculate accurate monthly payments by adjusting price, term, rate, cash down, trade-in, rebates, and fees, or to reverse the process entirely by starting with a customer’s target monthly payment and working backward to determine an achievable deal structure.
“Deal structuring is where momentum is won or lost,” said Daniel de la Garza, Director of Product at AutoRaptor. “We built Payment Penciling and Shop-by-Payment to mirror how real sales conversations actually happen. Fast, visual, and payment-driven, while keeping everything compliant, accurate, and fully connected to the rest of the CRM with integrated desking”
Built for How Dealers Sell Today
AutoRaptor’s new quote module supports both ‘shop by vehicle’ and ‘shop by payment’ workflows, empowering sales reps to present multiple scenarios side by side and help customers confidently choose the option that fits their budget.
Key capabilities include:
- Real-time payment calculations with instant updates when any deal variable changes
- Shop-by-Payment reverse calculator that derives price or required cash down from a target monthly payment
- Side-by-side scenario comparisons across multiple terms, APRs, and down payments
- Roll-to-balance logic for fees, accessories, and trade payoff
- Customer-ready proposals that can be printed, exported to PDF, or shared digitally
- Truth-in-Lending-compliant calculations with precise rounding and disclosures
The result is a faster, more transparent buying experience that reduces friction for both sales teams and customers.
From Pencil to F&I: Without Re-Entering Data
Payment Penciling is fully integrated with the automotive CRM with integrated desking. Every penciled deal is saved, versioned, and tied to the customer and vehicle record, creating a single source of truth from first quote through delivery.
Once a deal is agreed upon, managers can push finalized deal data directly into the DMS eliminating duplicate entry and handoffs between systems. Sales teams stay in AutoRaptor, while finance managers continue their work in the DMS exactly as dealerships expect.
Designed for Every Role in the Dealership
The tool supports clear workflows and permissions across dealership roles:
- Sales Reps create and adjust deal scenarios and present proposals
- Desk Managers review, approve, and lock final deal structures
- F&I Managers initiate credit, contracting, and funding workflows
- Dealer Principals gain visibility into deal structure and performance
Built-in controls ensure accuracy, compliance, and consistency while still allowing flexibility where it matters.
Available Now
AutoRaptor’s Payment Penciling tool and integrated desking experience is available now for dealers using AutoRaptor automotive CRM.
To see the new quoting experience in action or request a demo, visit AutoRaptor.com.
About AutoRaptor
AutoRaptor is an AI-powered dealership CRM built to help dealers create real relationships, not just manage leads. By combining intelligent automation, flexible workflows, and purpose-built sales tools, AutoRaptor empowers dealerships to move faster, sell smarter, and deliver a better buying experience from first contact to delivery.
Frequently asked questions
Questions About This Topic
What is AutoRaptor's new Payment Penciling module?
Payment Penciling is an integrated desking and quoting experience built directly into AutoRaptor's Dealership Operating Platform, giving sales teams a fast, visual way to structure, compare, and finalize deals in real time by adjusting price, term, rate, cash down, trade-in, rebates, and fees.
What does the Shop-by-Payment reverse calculator do?
It flips the traditional deal-structuring process by letting reps start with a customer's target monthly payment and work backward to an achievable deal, making the buying conversation faster and more transparent for everyone.
How does Payment Penciling fit into the rest of a dealership's workflow?
Every penciled deal is saved, versioned, and tied to the customer and vehicle record inside AutoRaptor, giving dealerships a single source of truth from the first quote through delivery.
Who benefits from the new tool across the dealership?
The experience is designed with every role in mind: sales reps create and adjust deal scenarios, desk managers review and approve final structures, finance teams move confidently into contracting, and dealer principals gain clear visibility into deal performance.
